On March 18, 2026, Usio, Inc. (Nasdaq: USIO) announced its financial results for the fourth quarter and full year ended December 31, 2025. The company reported record revenues of $85.4 million for the year, reflecting a 3% increase from $82.9 million in 2024. Notably, the fourth quarter revenues reached $22.2 million, an 8% increase compared to $20.6 million in the same period of the previous year. The growth was primarily driven by the company's ACH and complementary services, which saw a remarkable 33% revenue increase for the year. Additionally, Usio processed a total of $8.4 billion in transactions, marking a 19% increase from the previous year.

Louis Hoch, Chairman and CEO of Usio, expressed satisfaction with the company's performance, highlighting the positive Adjusted EBITDA and cash flow from operations. He noted that the second half of the year showed significant improvement, particularly in the fourth quarter, which provided a strong momentum heading into fiscal 2026. The company aims to continue building recurring revenue through innovative products and services that cater to the electronic payments market.

Despite the positive results, Usio reported a net loss of $2.5 million for 2025, compared to a net income of $3.3 million in 2024. This shift was attributed to increased selling, general, and administrative expenses, as well as lower gross profit margins. The company also experienced a decline in interest revenues due to lower interest rates and cash balances.

Looking ahead, Usio anticipates a revenue growth of 10-12% for 2026, contingent on stable economic conditions. The company remains committed to leveraging its scalable technology platform to drive further growth and profitability. Usio's management will host a conference call on March 18, 2026, to discuss these results and provide further insights into the company's strategic direction.

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