Healthier Choices Management Corp. (the "Company") has entered into a Loan Agreement with Sabby Volatility Warrant Master Fund, Ltd. (the "Lender") on March 27, 2026. This agreement allows the Company to borrow up to $5 million, specifically designated for working capital purposes. The interest rate on the borrowed amounts is set at 12% per annum, with the term of the loan extending through December 31, 2026. Notably, the debt obligations arising from this agreement are unsecured. As part of the initial drawdown, the Company has borrowed $500,000. This financial maneuver is expected to bolster the Company's liquidity position, enabling it to manage its operational expenses more effectively. The Loan Agreement is detailed in Exhibit 10.1 of the current report, which provides further insights into the terms and conditions governing this financial arrangement. The Company aims to utilize these funds to enhance its operational execution and strategic outlook, positioning itself for potential growth in the competitive market landscape.

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