Fold Holdings, Inc. (NASDAQ: FLD) announced its financial results for the fourth quarter and full year ended December 31, 2025, revealing a significant revenue increase of 34% year-over-year, totaling $31.8 million. The company also reported a transaction volume of $960 million, marking a 46% increase compared to the previous year. Notably, Fold launched its Bitcoin Rewards Credit Card, which offers users the ability to earn up to 4% back on purchases, significantly expanding its market reach. CEO Will Reeves highlighted the successful execution of their strategic goals, emphasizing the importance of the new credit card in enhancing customer engagement and driving growth. The company also retired convertible notes, streamlining its capital structure to focus on operational growth. Despite an operating loss of $27.7 million for the year, the positive revenue trajectory and new product launches position Fold favorably for future growth. The company is optimistic about scaling its operations in 2026, driven by the broader rollout of its credit card and the expansion of its enterprise services. The earnings call scheduled for March 17, 2026, will provide further insights into the company's strategic direction and financial outlook.
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