American Express Company has filed an 8-K report detailing the delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans held for investment as of February 28, 2026. The report highlights that the total loans for U.S. Consumer Card Members amounted to $95.1 billion, with a delinquency rate of 1.4% for loans 30 days past due. For January 31, 2026, total loans were reported at $97.2 billion, maintaining the same delinquency rate. The report also indicates that the average loans for U.S. Consumer Card Members stood at $96.1 billion, with a net write-off rate of 2.0%. In terms of U.S. Small Business Card Members, total loans were $31.3 billion, with a delinquency rate of 1.7%. The report provides a comprehensive overview of the credit performance of American Express's loan portfolios, which is crucial for investors and stakeholders to assess the company's financial health and risk management strategies. The statistics presented are additional to the data reported by the American Express Credit Account Master Trust in its monthly Form 10-D report. The report emphasizes that the credit performance may vary due to various factors, including the mix and aging of loans, and the timing of information received from third parties. This filing is part of American Express's ongoing commitment to transparency and regulatory compliance, providing stakeholders with essential insights into its operational execution and strategy outlook.

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